Identity theft not a joke, Pacers

Identity theft is the fastest growing crime in America, but consumers can be protected by educating themselves. 

Identity theft is when someone steals personal information to commit fraudulent actions.

Because of today's technology, a lot can be done on phones and computers. These actions include checking bank statements, applying for jobs and purchasing items online. 

These are potential reasons why your personal information is at risk. 

Identity thieves can use information to open fraudulent credit cards, file phony health insurance claims, make unauthorized purchases, access financial accounts and steal money. 

They often result in financial loss, damage to credit scores or loss of account access. 

Here are some of the most common ways identity thieves get a hold of data: dumpster diving, stealing mail, non-secure browsing, card skimming, phone theft and Wi-Fi hacking. 

Being a victim of identity theft can be a stressful experience, it can take months of filling out forms and working with agencies to recover identity. 

Recognizing the signs of identity theft and taking steps to prevent it can save consumers from stress and losses. To avoid being a victim of identity theft people should shred any sensitive information that is going to be disposed of, keep track of bills and statements and sign up for fraud alerts for credit and debit cards.

Victims of identity theft should contact the bank, local law enforcement and get in touch with one of three credit bureaus (Experian, TransUnion and Equifax).

The best way for all consumers to protect themselves from identity theft is to check accounts and credit reports daily.